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insurance solutions for

commercial trucking industry

We are here to serve truckers with commercial trucking insurance.

Valley Trucking Insurance Agency Inc.

Comprehensive Commercial Trucking Insurance and Nationwide Coverage for Business, Life, Health, Home, and Auto Policies!

Why Customers Across The Nation Choose To Work With Us

Commercial Truck Insurance coverage is critical to your business

It’s in the news. You hear more and more about massive jury awards that result in a business’ financial ruin.

Most business owners never expect to encounter a loss that exceeds the limits of the coverage they have to manage accidents, mistakes and injuries—also known as liability insurance—but unfortunately in today’s business environment, it happens too often.

A large loss could impact the business success you’ve worked so hard to achieve and destroy your hopes for a bright future.

Valley Trucking Insurance Agency can help you protect the assets you have today by providing added coverage where you need it most. We can help you build a tailored commercial truck insurance solution that meets the specific needs of your business.

Coverage for your business vehicles from top rated carriers. Get the right commercial trucking Insurance coverage to protect you for accidents, injuries, and other incidents.

Valley Trucking Insurance Agency

frequently asked questions

Q: Do I need General Liability Insurance?2025-05-04T19:48:10+00:00

A: Bobtail/Non-Trucking Liability Insurance covers you when you’re driving your truck for personal use or without a trailer and not under dispatch. It’s typically required if you’re leased to a motor carrier.

Q: What is bobtail or non-trucking liability insurance?2025-05-04T19:47:52+00:00

A: Bobtail/Non-Trucking Liability Insurance covers you when you’re driving your truck for personal use or without a trailer and not under dispatch. It’s typically required if you’re leased to a motor carrier.

Q: Can I suspend my policy if I’m not operating?2025-05-04T19:41:48+00:00

A: In some cases, you can request a policy suspension or downgrade coverage to storage-only (for Physical Damage only). Not all carriers allow this, so speak to an agent for options.

Q: What are Amazon Relay’s insurance requirements?2025-05-05T00:16:59+00:00

A:

• Box Trucks (typically 26’ or less):

o $1M in Auto Liability

o $100K in Cargo Insurance

o General Liability often required: $1M per occurrence / $2M aggregate

o Workers’ Compensation (if you have employees)

• Semi Trucks / Tractor-Trailers:

o $1M in Auto Liability

o $100K Cargo

o $1M General Liability / $2M Aggregate

o Workers’ Compensation as needed

o Trailer Interchange $50K

We can structure a policy package that meets all of Amazon Relay’s requirements.

Q: How do I report a claim?2025-05-04T19:48:58+00:00

A: You can report a claim directly through the insurance company. We also help walk you through the process and follow up with your adjuster if needed.

Q: Who handles my insurance filings with the FMCSA?2025-05-05T00:14:33+00:00

A: At Valley Trucking Insurance, we handle all required insurance filings for you. Once your policy is bound, we electronically submit filings to the FMCSA and/or state entities to activate your authority.

Q: What type of filings are needed to activate my MC number?2025-05-05T00:16:05+00:00

A: To activate your MC#, the FMCSA requires a BOC-3 Filing (Designation of Process Agent) and Proof of Insurance Filings (typically Form MCS-90 for liability. We take care of these filings for our clients to ensure proper and timely submission.

Q: Can I make changes to an existing policy?2025-05-04T19:58:17+00:00

A: Yes! Whether you need to add or remove a vehicle, change a driver, or update your limits or coverage types, we can make modifications to your policy. Simply contact our office, and we’ll process the necessary endorsements.

Q: What insurance is required if I’m financing my truck or trailer?2025-05-04T19:55:57+00:00

A: If you’re financing equipment, your lender will typically require Physical Damage Insurance, which covers collision and comprehensive damages. This protects both your investment and the lender’s interest in your vehicle.

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