Trucking insurance is one of the biggest expenses for any trucking company and costs are only going up. But while rates may seem out of your control, there are actually several factors that you can influence to help reduce your premiums.

Insurance costs are based on a wide range of variables—like the state you’re based in, what type of cargo you haul, how far you travel, and most importantly, your drivers. These elements all play a role in determining your rate.

Here’s a real example:

One of our clients, operating a 6-truck fleet, was initially quoted $211,000 for their annual premium. After replacing just two high-risk drivers, that premium dropped to $121,000 a massive savings of $90,000.

That’s the kind of difference smart decisions can make.

While this calculator can’t give you an exact quote, it’s a helpful tool to show you how different factors like driver history, equipment, routes, and more can affect your insurance rate. Use it to get a better understanding of where you stand and how you might save.

Get started today and take control of your trucking insurance costs.