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Avada Recruitment Agency
Avada Recruitment Agency

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Commercial Truck Insurance coverage is critical to your business

It’s in the news. You hear more and more about massive jury awards that result in a business’ financial ruin.

Most business owners never expect to encounter a loss that exceeds the limits of the coverage they have to manage accidents, mistakes and injuries—also known as liability insurance—but unfortunately in today’s business environment, it happens too often.

A large loss could impact the business success you’ve worked so hard to achieve and destroy your hopes for a bright future.

Valley Trucking Insurance Agency can help you protect the assets you have today by providing added coverage where you need it most. We can help you build a tailored commercial truck insurance solution that meets the specific needs of your business.

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Coverage for your business vehicles from top rated carriers. Get the right commercial trucking Insurance coverage to protect you for accidents, injuries, and other incidents.

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frequently asked questions

Q: Can I make changes to an existing policy?2025-05-04T19:58:17+00:00

A: Yes! Whether you need to add or remove a vehicle, change a driver, or update your limits or coverage types, we can make modifications to your policy. Simply contact our office, and we’ll process the necessary endorsements.

Q: Do I need General Liability Insurance?2025-05-04T19:48:10+00:00

A: Bobtail/Non-Trucking Liability Insurance covers you when you’re driving your truck for personal use or without a trailer and not under dispatch. It’s typically required if you’re leased to a motor carrier.

Q: What is bobtail or non-trucking liability insurance?2025-05-04T19:47:52+00:00

A: Bobtail/Non-Trucking Liability Insurance covers you when you’re driving your truck for personal use or without a trailer and not under dispatch. It’s typically required if you’re leased to a motor carrier.

Q: Can I suspend my policy if I’m not operating?2025-05-04T19:41:48+00:00

A: In some cases, you can request a policy suspension or downgrade coverage to storage-only (for Physical Damage only). Not all carriers allow this, so speak to an agent for options.

Q: How do I report a claim?2025-05-04T19:48:58+00:00

A: You can report a claim directly through the insurance company. We also help walk you through the process and follow up with your adjuster if needed.

Q: What insurance is required if I’m financing my truck or trailer?2025-05-04T19:55:57+00:00

A: If you’re financing equipment, your lender will typically require Physical Damage Insurance, which covers collision and comprehensive damages. This protects both your investment and the lender’s interest in your vehicle.

Q: What type of filings are needed to activate my MC number?2025-05-05T00:16:05+00:00

A: To activate your MC#, the FMCSA requires a BOC-3 Filing (Designation of Process Agent) and Proof of Insurance Filings (typically Form MCS-90 for liability. We take care of these filings for our clients to ensure proper and timely submission.

Q: Who handles my insurance filings with the FMCSA?2025-05-05T00:14:33+00:00

A: At Valley Trucking Insurance, we handle all required insurance filings for you. Once your policy is bound, we electronically submit filings to the FMCSA and/or state entities to activate your authority.

Q: What are Amazon Relay’s insurance requirements?2025-05-05T00:16:59+00:00

A:

• Box Trucks (typically 26’ or less):

o $1M in Auto Liability

o $100K in Cargo Insurance

o General Liability often required: $1M per occurrence / $2M aggregate

o Workers’ Compensation (if you have employees)

• Semi Trucks / Tractor-Trailers:

o $1M in Auto Liability

o $100K Cargo

o $1M General Liability / $2M Aggregate

o Workers’ Compensation as needed

o Trailer Interchange $50K

We can structure a policy package that meets all of Amazon Relay’s requirements.

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